We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do. Available to all applicants for both MasterCard® and Visa®
Personal Card – Low Rate
Features
- No annual fee.
- Low introductory rate for the first six months.1
- Competitive ongoing APR. 1
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7.
- Rental car collision damage waiver protection and a host of extraordinary MasterCard®
- Unlike some card offers, the APR1 for purchases and cash advances is the same.
Fees
- Other fees may be charged, these fees are listed on the Personal Application.
Personal Card –World / Preferred Points Rewards
Features
- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- Low introductory rate for first six months. 1
- Competitive ongoing APR. 1
- No annual fee.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
- To view or redeem rewards points.
- 24-hour toll-free live customer assistance.
- Online account information available 24/7 .
- Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
- Unlike some card offers, the APR 1 for purchases and cash advances is the same.
Fees
- Other fees may be charged, these fees are listed on the downloadable application. Personal Application
To Apply Now
- Download the PDF application. Personal Application
- Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at your local branch office.
- Fax your completed application to Blue Sky Bank at 918-712-4799 or mail your completed application to Blue Sky Bank, P.O. Box 52490, Tulsa, OK 74152
1 Please see application for information about current APRs and fees.
2 Concierge Services available with World MasterCard® only.
3The creditor, issuer and service provider of these credit cards is TIB The Independent BankersBank, N.A., not Blue Sky Bank, pursuant to separate licenses from Visa® U.S.A. Inc. and MasterCard®International Incorporated. MasterCard® is a registered trademark of MasterCard® International Incorporated. Credit card products are subject to credit approval by TIB The Independent BankersBank, N.A.
4 Late payments and going over the credit limit may damage your credit history.